Financial report presentation template

What it is for and who it suits

It suits finance teams that report to a board every month. The deck starts with the month's headline figures, compares results against budget, shows the trend in a chart, explains what moved, follows the cash, flags one item to watch and ends with the decisions the board is asked to make.

What is inside

The slides of this deck, in order, as they appear in its source file.

1. 01Halvard Coffee Roasters
2. 02August at a Glance
3. 03Income Statement vs. Budget
4. 04Revenue by Channel, Last Six Months
5. 05What Drove the Month
6. 06Cash Bridge
7. 07Watch Item: Green Coffee Inventory
8. 08Decisions for the Board

The source

This is the whole file, the same text SlideWeave stores and the ZiraDocs compiler reads. Copy it, change the company and the numbers, and you have your own version.

---
mode: flex
title: "Halvard Coffee Roasters Monthly Financial Report, August 2026"
author: "SlideWeave Team"
theme: "minimal"
category: "data"
blurb: "A monthly board report for a coffee roaster with wholesale, café and online revenue: results against budget, channel trends, the cash bridge and the calls the board needs to make."
order: 3
lang: "en"
share_url: "https://app.slideweave.com/viewer/ac1e1740-2283-4f45-b890-559978982a63?share=ed5ec1b3253e01bc71b7c63b0de208b0af71a25d612b1a80"
---

# Halvard Coffee Roasters
## Monthly Financial Report for August 2026, prepared by Finance for the board

---
layout: dashboard
---
## August at a Glance

<<metric>>
  label: "Revenue"
  value: "$1.28M"
  delta: "-2.0% vs. budget"
  trend: down
  caption: "Wholesale beat, cafés missed"
<<end>>

<<metric>>
  label: "Gross margin"
  value: "42.2%"
  delta: "+0.2 pts vs. budget"
  trend: flat
  caption: "Budget was 42.0%"
<<end>>

<<metric>>
  label: "EBITDA"
  value: "$111K"
  delta: "-17.8% vs. budget"
  trend: down
  caption: "8.6% EBITDA margin"
<<end>>

<<metric>>
  label: "Cash on hand"
  value: "$1.02M"
  delta: "-$63K vs. July"
  trend: down
  caption: "After $58K spent on the Elm Street remodel"
<<end>>

---

## Income Statement vs. Budget

| Line | Actual | Budget | vs. Budget | July |
|------|--------|--------|------------|------|
| Revenue | 1,284 | 1,310 | -2.0% | 1,236 |
| Cost of goods sold | 742 | 760 | -2.4% | 718 |
| Gross profit | 542 | 550 | -1.5% | 518 |
| Gross margin | 42.2% | 42.0% | +0.2 pts | 41.9% |
| Operating expenses | 431 | 415 | +3.9% | 409 |
| **EBITDA** | **111** | **135** | **-17.8%** | **109** |
| EBITDA margin | 8.6% | 10.3% | -1.7 pts | 8.8% |

Figures in thousands of US dollars, except margins.

---

## Revenue by Channel, Last Six Months

<<chart: bar>>
  data: [
    ["Mar", 668, 440, 72],
    ["Apr", 684, 452, 70],
    ["May", 697, 458, 74],
    ["Jun", 705, 466, 76],
    ["Jul", 712, 450, 74],
    ["Aug", 792, 412, 80]
  ]
  series: ["Wholesale ($K)", "Cafés ($K)", "Online ($K)"]
  options:
    responsive: true
    plugins:
      title:
        display: true
        text: "Wholesale stepped up in August as café sales fell for a second month"

---

## What Drove the Month

| Channel | Actual | Budget | Difference |
|---------|--------|--------|------------|
| Wholesale | 792 | 760 | +32 |
| Cafés | 412 | 470 | -58 |
| Online | 80 | 80 | 0 |
| **Total** | **1,284** | **1,310** | **-26** |

- **Wholesale:** August was the first full month of the Brackmoor Market grocery account
- **Cafés:** Elm Street closed for nine days when its remodel moved up from September, costing about $23K; the other five cafés came in 9% under budget
- **Gross margin:** green coffee lots bought in the spring came in 3% under budgeted cost, which offset the shift toward lower-margin wholesale
- **Operating expenses:** a one-time $14K repair on the main roaster accounts for most of the $16K overrun

---

## Cash Bridge

| Item | $K |
|------|----|
| EBITDA | 111 |
| Green coffee inventory build | -68 |
| Increase in wholesale receivables | -21 |
| Increase in payables | 12 |
| Taxes and interest paid | -24 |
| **Operating cash flow** | **10** |
| Elm Street remodel | -58 |
| Loan principal | -15 |
| **Net change in cash** | **-63** |

Cash went from $1,083K at the end of July to $1,020K at the end of August.

---

## Watch Item: Green Coffee Inventory

::: warning
**Green coffee inventory is at 71 days against a 55-day target.** We bought three
months of our two main origins ahead of an expected price increase. That locks in
cost through November, but it tied up $68K of cash this month and there is no
policy yet on how far ahead we buy.
:::

---

## Decisions for the Board

- [ ] Set a ceiling for the Q4 green coffee pre-buy; Finance proposes no more than 75 days of inventory
- [ ] Review café menu prices, unchanged since January while milk and cup costs have risen

Management accounts, unaudited. The August close was completed on September 8.

**Contact**: finance@halvardcoffee.example